Take your time. Sit comfortably, make a coffee, put on some music if you like, and let’s work through it together.
We keep things simple. This isn't a bank — it's a conversation starter.
Let us know how you'd prefer to be contacted and tell us briefly about your plans.
This quick path only collects basic details. Dream Nest will contact you shortly.
If you continue filling out the full application, you'll receive a personalised mortgage dossier with your preliminary analysis, estimated costs, alternative scenarios and next steps — completely free.
Don't have a property yet? No problem — an estimate helps us explore what's possible.
As a general starting point, there are financing options of up to 80% for Spanish tax-resident main residence cases and up to 70% for non-residents or second homes. These percentages can vary up or down after full review.
The more we know, the better we can match you with the right bank. Don't stress about every number — we'll fine-tune together.
Your current living situation helps us understand your real monthly picture.
Loans, leases, alimony — anything that shows up on a bank statement. Better to mention it now than have the bank find it later.
ℹ️ If you have rented-out properties with a mortgage, you will enter those in the next step (Rental portfolio) — no need to add them here.
Property investor? Great — rental income can strengthen your profile significantly.
Banks want to see where the money comes from. The clearer the trail, the smoother the process.
Non-liquid assets are not used for mortgage calculations but help banks assess your overall financial strength.
Almost there. Review your numbers, explore different scenarios, and hit submit. We'll take it from here.
Create up to 2 alternative scenarios by changing purchase price, own funds, term or monthly payment.
I authorise Dream Nest to process my personal, financial and contact data for the purpose of registering my request, carrying out a preliminary mortgage profile review, preparing the necessary documentation, contacting me and, where appropriate, sharing strictly necessary information with lenders, professional collaborators or providers involved in the analysis or processing of my operation. I understand that this preliminary review is not a mortgage approval, binding offer or personalised financial advice. See our Privacy Policy.
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We’re preparing a couple of lifestyle experiences for you. Stay tuned!