dream nest
Dream Nest · Your mortgage in Spain

Discover your path
to buying in Spain

Take your time. Sit comfortably, make a coffee, put on some music if you like, and let’s work through it together.

I'd prefer to speak with you first
Share your basic details and we'll contact you before the full application
1 min
Other services
Valuation
Nota simple
Currency exchange
Bank account opening
Savings plan
Document translation
Bank of Spain · Reg. E156 (ICI) · Dream Nest Consultants S.L.

Contact details

We keep things simple. This isn't a bank — it's a conversation starter.

Dream Nest can help coordinate banking arrangements where appropriate.

How can we reach you?

Let us know how you'd prefer to be contacted and tell us briefly about your plans.

How would you prefer us to contact you?

This quick path only collects basic details. Dream Nest will contact you shortly.

Want your free personalised dossier?

If you continue filling out the full application, you'll receive a personalised mortgage dossier with your preliminary analysis, estimated costs, alternative scenarios and next steps — completely free.

Your property project

Don't have a property yet? No problem — an estimate helps us explore what's possible.

How would you like to approach the mortgage?

As a general starting point, there are financing options of up to 80% for Spanish tax-resident main residence cases and up to 70% for non-residents or second homes. These percentages can vary up or down after full review.

Applicants

The more we know, the better we can match you with the right bank. Don't stress about every number — we'll fine-tune together.

Current housing situation

Your current living situation helps us understand your real monthly picture.

Financial commitments

Loans, leases, alimony — anything that shows up on a bank statement. Better to mention it now than have the bank find it later.

Already identified commitments

ℹ️ If you have rented-out properties with a mortgage, you will enter those in the next step (Rental portfolio) — no need to add them here.

Rental portfolio

Property investor? Great — rental income can strengthen your profile significantly.

Funds and source of funds

Banks want to see where the money comes from. The clearer the trail, the smoother the process.

Funds & assets / Patrimonio

Non-liquid assets are not used for mortgage calculations but help banks assess your overall financial strength.

Review and submit

Almost there. Review your numbers, explore different scenarios, and hit submit. We'll take it from here.

Alternative scenarios to explore

Create up to 2 alternative scenarios by changing purchase price, own funds, term or monthly payment.

Dream Nest

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We’ll confirm reception to your email shortly.

We’re preparing a couple of lifestyle experiences for you. Stay tuned!

Visit dreamnestspain.com

Currency helper

Indicative rates · for reference only
Approximate reference rates. Actual rates vary by bank and date. Dream Nest will review real currency impact during your personalised analysis.